\u0bb5\u0bbe\u0b99\u0bcd\u0b95\u0bbf\u0baf \u0b95\u0b9f\u0ba9\u0bc8 \u0b92\u0bb4\u0bc1\u0b99\u0bcd\u0b95\u0bbe\u0b95 \u0b95\u0b9f\u0bcd\u0b9f\u0bbf\u0bb5\u0bbf\u0b9f\u0bc1
\u0b92\u0bb0\u0bc1 \u0b95\u0b9f\u0ba9\u0bcd \u0b87\u0bb0\u0ba3\u0bcd\u0b9f\u0bc1 \u0b95\u0b9f\u0ba9\u0bcd \u0b87\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0baa\u0bca\u0bb4\u0bc1\u0ba4\u0bc1 \u0bb5\u0ba8\u0bcd\u0ba4\u0bc1 \u0bae\u0bbf\u0bb0\u0b9f\u0bcd\u0b9f\u0bbf\u0ba9\u0bbe\u0bb2\u0bcd \u0b85\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0bae\u0b9f\u0bcd\u0b9f\u0bc1\u0bae\u0bcd \u0baa\u0bca\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1\u0bae\u0bcd \u0bb5\u0bbe\u0b99\u0bcd\u0b95\u0bbf\u0baf \u0b95\u0bbe\u0b9a\u0bc8 \u0b8f\u0bae\u0bbe\u0bb1\u0bcd\u0bb1 \u0ba8\u0bbf\u0ba9\u0bc8\u0baa\u0bcd\u0baa\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0baa\u0bca\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bbe\u0ba4\u0bc1 \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc8 \u0b95\u0bb5\u0ba9\u0bbf\u0b95\u0bcd\u0b95\u0bb5\u0bc1\u0bae\u0bcd<\/p>\n\n\n\n
\u0baa\u0bc8\u0ba9\u0bbe\u0ba9\u0bcd\u0bb8\u0bcd \/ NBFC (Non Banking Finance Company) \u0bb5\u0b9a\u0bc2\u0bb2\u0bcd \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bbf\u0b95\u0bb3\u0bcd \u0b87\u0bb0\u0bb5\u0bc1 \u0ba8\u0bc7\u0bb0\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0bb5\u0ba8\u0bcd\u0ba4\u0bc1 \u0bae\u0bbf\u0bb0\u0b9f\u0bcd\u0b9f\u0bc1\u0bb5\u0ba4\u0bc1, \u0baa\u0bcb\u0ba9\u0bbf\u0bb2\u0bcd \u0ba4\u0bbf\u0b9f\u0bcd\u0b9f\u0bc1\u0bb5\u0ba4\u0bc1, \u0bb5\u0bc0\u0b9f\u0bcd\u0b9f\u0bc1 \u0bb5\u0bbe\u0b9a\u0bb2\u0bbf\u0bb2\u0bcd \u0bb5\u0ba8\u0bcd\u0ba4\u0bc1 \u0baa\u0baf\u0bae\u0bc1\u0bb1\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0bb5\u0ba4\u0bc1 \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc1 \u0bae\u0bbf\u0b95\u0bb5\u0bc1\u0bae\u0bcd \u0b9a\u0b9f\u0bcd\u0b9f \u0bb5\u0bbf\u0bb0\u0bcb\u0ba4\u0bae\u0bbe\u0ba9\u0ba4\u0bc1.<\/p>\n\n\n\n
\u0b87\u0ba4\u0bb1\u0bcd\u0b95\u0bc1 \u0b9a\u0b9f\u0bcd\u0b9f \u0bb0\u0bc0\u0ba4\u0bbf\u0baf\u0bbe\u0ba9 \u0ba4\u0bc0\u0bb0\u0bcd\u0bb5\u0bc1\u0b95\u0bb3\u0bcd \u0b89\u0ba3\u0bcd\u0b9f\u0bc1. \u0baa\u0bc1\u0ba4\u0bbf\u0baf \u0b9a\u0b9f\u0bcd\u0b9f\u0b99\u0bcd\u0b95\u0bb3\u0bcd (2023 \u2013 BNS, BNSS, BSA) + \u0b89\u0b9a\u0bcd\u0b9a \u0ba8\u0bc0\u0ba4\u0bbf\u0bae\u0ba9\u0bcd\u0bb1 \/ \u0b89\u0baf\u0bb0\u0bcd \u0ba8\u0bc0\u0ba4\u0bbf\u0bae\u0ba9\u0bcd\u0bb1 \u0ba4\u0bc0\u0bb0\u0bcd\u0baa\u0bcd\u0baa\u0bc1\u0b95\u0bb3\u0bcd + RBI \u0bb5\u0bbf\u0ba4\u0bbf\u0bae\u0bc1\u0bb1\u0bc8\u0b95\u0bb3\u0bcd \u0b8e\u0bb2\u0bcd\u0bb2\u0bbe\u0bae\u0bc7 \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0b86\u0ba4\u0bb0\u0bb5\u0bbe\u0b95 \u0b87\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n
\u0bb5\u0b9a\u0bc2\u0bb2\u0bcd \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bbf\u0b95\u0bb3\u0bcd \u0bae\u0bbf\u0bb0\u0b9f\u0bcd\u0b9f\u0bbf\u0ba9\u0bbe\u0bb2\u0bcd, \u0baa\u0bbf\u0ba9\u0bcd\u0bb5\u0bb0\u0bc1\u0bae\u0bcd \u0baa\u0bbf\u0bb0\u0bbf\u0bb5\u0bc1\u0b95\u0bb3\u0bbf\u0bb2\u0bcd \u0b95\u0bc1\u0bb1\u0bcd\u0bb1\u0bae\u0bcd \u0baa\u0ba4\u0bbf\u0bb5\u0bbe\u0b95\u0bc1\u0bae\u0bcd:<\/p>\n\n\n\n
BNS Sec. 351 \u2013 \u0b95\u0bc1\u0bb1\u0bcd\u0bb1\u0bb5\u0bb4\u0bbf\u0baa\u0bcd \u0baa\u0baf\u0bae\u0bc1\u0bb1\u0bc1\u0ba4\u0bcd\u0ba4\u0bb2\u0bcd (Criminal intimidation)<\/p>\n\n\n\n
BNS Sec. 352 \u2013 \u0b85\u0bb5\u0bae\u0ba4\u0bbf\u0baa\u0bcd\u0baa\u0bc1, \u0ba4\u0bbf\u0b9f\u0bcd\u0b9f\u0bc1\u0ba4\u0bb2\u0bcd<\/p>\n\n\n\n
BNS Sec. 356 \u2013 \u0b89\u0b9f\u0bb2\u0bcd \u0b9a\u0bc7\u0ba4\u0bae\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0bb5\u0ba4\u0bbe\u0b95 \u0bae\u0bbf\u0bb0\u0b9f\u0bcd\u0b9f\u0bb2\u0bcd<\/p>\n\n\n\n
BNS Sec. 358 \u2013 \u0bb5\u0bc0\u0b9f\u0bcd\u0b9f\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0bb3\u0bcd \u0baa\u0bc1\u0b95\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 \u0ba4\u0bca\u0ba8\u0bcd\u0ba4\u0bb0\u0bb5\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0ba4\u0bb2\u0bcd (House trespass)<\/p>\n\n\n\n
BNS Sec. 111 \u2013 \u0baa\u0bca\u0ba4\u0bc1\u0b9a\u0bcd \u0b9a\u0bbe\u0ba8\u0bcd\u0ba4\u0bbf \u0b95\u0bc1\u0bb2\u0bc8\u0bb5\u0bc1 (Breach of peace)<\/p>\n\n\n\n
\u0b87\u0bb5\u0bc8 \u0b85\u0ba9\u0bc8\u0ba4\u0bcd\u0ba4\u0bc1\u0bae\u0bcd \u0b95\u0bc1\u0bb1\u0bcd\u0bb1 \u0bb5\u0bb4\u0b95\u0bcd\u0b95\u0bbe\u0b95 \u0baa\u0bcb\u0bb2\u0bc0\u0bb8\u0bcd \u0ba8\u0bbf\u0bb2\u0bc8\u0baf\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0baa\u0bc1\u0b95\u0bbe\u0bb0\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0baf \u0bae\u0bc1\u0b9f\u0bbf\u0baf\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n
RBI \u0ba8\u0bc7\u0bb0\u0b9f\u0bbf\u0baf\u0bbe\u0b95 NBFC \/ Bank \u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0bb5\u0b9a\u0bc2\u0bb2\u0bcd \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bbf\u0b95\u0bb3\u0bcd \u0b8e\u0baa\u0bcd\u0baa\u0bcb\u0ba4\u0bc1, \u0b8e\u0baa\u0bcd\u0baa\u0b9f\u0bbf \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bc1 \u0b95\u0bca\u0bb3\u0bcd\u0bb3 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd \u0b8e\u0ba9\u0bcd\u0bb1\u0bc1 \u0b95\u0b9f\u0bcd\u0b9f\u0bc1\u0baa\u0bcd\u0baa\u0bbe\u0b9f\u0bc1\u0b95\u0bb3\u0bcd \u0bb5\u0bbf\u0ba4\u0bbf\u0ba4\u0bcd\u0ba4\u0bc1\u0bb3\u0bcd\u0bb3\u0ba4\u0bc1:<\/p>\n\n\n\n
\u0b95\u0bbe\u0bb2\u0bc8 8 \u0bae\u0ba3\u0bbf \u0bae\u0bc1\u0ba4\u0bb2\u0bcd \u0bae\u0bbe\u0bb2\u0bc8 7 \u0bae\u0ba3\u0bbf \u0bb5\u0bb0\u0bc8 \u0bae\u0b9f\u0bcd\u0b9f\u0bc1\u0bae\u0bc7 \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bc1 \u0b95\u0bca\u0bb3\u0bcd\u0bb3 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n
\u0b87\u0bb0\u0bb5\u0bc1 \u0ba8\u0bc7\u0bb0\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0b85\u0bb4\u0bc8\u0baa\u0bcd\u0baa\u0ba4\u0bc1, \u0bb5\u0bc0\u0b9f\u0bcd\u0b9f\u0bbf\u0bb1\u0bcd\u0b95\u0bc1 \u0bb5\u0bb0\u0bc1\u0bb5\u0ba4\u0bc1 \u0bae\u0bc1\u0bb1\u0bcd\u0bb1\u0bbf\u0bb2\u0bc1\u0bae\u0bcd \u0ba4\u0b9f\u0bc8.<\/p>\n\n\n\n
\u0bae\u0bbf\u0bb0\u0b9f\u0bcd\u0b9f\u0bc1\u0ba4\u0bb2\u0bcd, \u0bae\u0bcb\u0b9a\u0bae\u0bbe\u0ba9 \u0bb5\u0bbe\u0bb0\u0bcd\u0ba4\u0bcd\u0ba4\u0bc8\u0b95\u0bb3\u0bcd \u0baa\u0baf\u0ba9\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0ba4\u0bb2\u0bcd, \u0b95\u0bc1\u0b9f\u0bc1\u0bae\u0bcd\u0baa\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bb0\u0bbf\u0b9f\u0bae\u0bcd \u0b85\u0bb5\u0bae\u0bbe\u0ba9\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0ba4\u0bb2\u0bcd \u0b95\u0bc1\u0bb1\u0bcd\u0bb1\u0bae\u0bcd.<\/p>\n\n\n\n
\n\u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bb3\u0bcd \/ \u0baa\u0bc8\u0ba9\u0bbe\u0ba9\u0bcd\u0bb8\u0bcd \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bb5\u0b9a\u0bc2\u0bb2\u0bc1\u0b95\u0bcd\u0b95\u0bbe\u0b95 \u201cgoondas \/ rowdy elements\u201d \u0baa\u0baf\u0ba9\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0b95\u0bcd\u0b95\u0bc2\u0b9f\u0bbe\u0ba4\u0bc1. Borrower \u0b95\u0bb3\u0bbf\u0ba9\u0bcd \u0b85\u0b9f\u0bbf\u0baa\u0bcd\u0baa\u0b9f\u0bc8 \u0b89\u0bb0\u0bbf\u0bae\u0bc8\u0b95\u0bb3\u0bcd \u0b95\u0bbe\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd.<\/p>\n<\/blockquote>\n\n\n\n
High Court Judgments (Madras, Bombay, Delhi HCs)
\u201cRecovery agents threatening borrowers amounts to criminal offence. Police must take FIR.\u201d<\/p>\n\n\n\n\n
- \u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0baf \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bbf\u0baf\u0bb5\u0bc8<\/li>\n\n\n\n
- \u0baa\u0bcb\u0bb2\u0bc0\u0bb8\u0bcd \u0baa\u0bc1\u0b95\u0bbe\u0bb0\u0bcd (Written Complaint)
\u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0baa\u0bc6\u0baf\u0bb0\u0bbf\u0bb2\u0bcd \u201c\u0bb5\u0b9a\u0bc2\u0bb2\u0bcd \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bbf\u0b95\u0bb3\u0bcd \u0b87\u0bb0\u0bb5\u0bc1 8 \u0bae\u0ba3\u0bbf\u0b95\u0bcd\u0b95\u0bc1 \u0bae\u0bc7\u0bb2\u0bcd \u0bb5\u0ba8\u0bcd\u0ba4\u0bc1 \u0bae\u0bbf\u0bb0\u0b9f\u0bcd\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0bbe\u0bb0\u0bcd\u0b95\u0bb3\u0bcd\u201d \u0b8e\u0ba9\u0bcd\u0bb1\u0bc1 \u0b8e\u0bb4\u0bc1\u0ba4\u0bbf \u0b9a\u0b9f\u0bcd\u0b9f \u0baa\u0bbf\u0bb0\u0bbf\u0bb5\u0bc1\u0b95\u0bb3\u0bcd (BNS 351, 352, 356, 358) \u0b95\u0bc1\u0bb1\u0bbf\u0baa\u0bcd\u0baa\u0bbf\u0b9f\u0bb5\u0bc1\u0bae\u0bcd. FIR \u0b95\u0bcb\u0bb0\u0bb5\u0bc1\u0bae\u0bcd.<\/li>\n\n\n\n- RBI Ombudsman Complaint
RBI Integrated Ombudsman Portal (https:\/\/cms.rbi.org.in ) \u0bb5\u0bb4\u0bbf\u0baf\u0bbe\u0b95 \u0b86\u0ba9\u0bcd\u0bb2\u0bc8\u0ba9\u0bbf\u0bb2\u0bcd \u0baa\u0bc1\u0b95\u0bbe\u0bb0\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0bb2\u0bbe\u0bae\u0bcd.<\/li>\n\n\n\n- \u0b9a\u0bc6\u0baf\u0bcd\u0ba4\u0bc1 \u0bb5\u0bc8\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bcd \u0b95\u0bca\u0bb3\u0bcd\u0bb3\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd
\u0ba4\u0bca\u0bb2\u0bc8\u0baa\u0bc7\u0b9a\u0bbf \u0b85\u0bb4\u0bc8\u0baa\u0bcd\u0baa\u0bc1\u0b95\u0bb3\u0bcd, \u0b86\u0b9f\u0bbf\u0baf\u0bcb \u0bb0\u0bc6\u0b95\u0bcd\u0b95\u0bbe\u0bb0\u0bcd\u0b9f\u0bbf\u0b99\u0bcd
\u0bb5\u0ba8\u0bcd\u0ba4 \u0ba8\u0bc7\u0bb0\u0bae\u0bcd, \u0bb5\u0ba8\u0bcd\u0ba4\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u0baa\u0bc6\u0baf\u0bb0\u0bcd\/\u0baa\u0b9f\u0bae\u0bcd
\u0b87\u0bb5\u0bc8 \u0b85\u0ba9\u0bc8\u0ba4\u0bcd\u0ba4\u0bc1\u0bae\u0bcd \u0b9a\u0bbe\u0ba9\u0bcd\u0bb1\u0bbe\u0b95 \u0baa\u0baf\u0ba9\u0bcd\u0baa\u0b9f\u0bc1\u0bae\u0bcd.<\/li>\n\n\n\n- \u0baa\u0bc1\u0b95\u0bbe\u0bb0\u0bcd \u0bae\u0ba9\u0bc1 \u2013 \u0bae\u0bbe\u0ba4\u0bbf\u0bb0\u0bbf \u0bb5\u0b9f\u0bbf\u0bb5\u0bae\u0bcd (Police Complaint Draft)<\/li>\n<\/ol>\n\n\n\n
\u0bae\u0bbe\u0ba3\u0bcd\u0baa\u0bc1\u0bae\u0bbf\u0b95\u0bc1 \u0baa\u0bcb\u0bb2\u0bc0\u0bb8\u0bcd \u0b87\u0ba9\u0bcd\u0bb8\u0bcd\u0baa\u0bc6\u0b95\u0bcd\u0b9f\u0bb0\u0bcd \u0b85\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bcd
_<\/em><\/strong><\/em><\/strong> \u0baa\u0bcb\u0bb2\u0bc0\u0bb8\u0bcd \u0ba8\u0bbf\u0bb2\u0bc8\u0baf\u0bae\u0bcd<\/p>\n\n\n\n\u0baa\u0bca\u0bb0\u0bc1\u0bb3\u0bcd: XXX \u0baa\u0bc8\u0ba9\u0bbe\u0ba9\u0bcd\u0bb8\u0bcd \u0bb5\u0b9a\u0bc2\u0bb2\u0bcd \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bbf\u0b95\u0bb3\u0bbf\u0ba9\u0bcd \u0b9a\u0b9f\u0bcd\u0b9f \u0bb5\u0bbf\u0bb0\u0bcb\u0ba4 \u0ba4\u0bca\u0ba8\u0bcd\u0ba4\u0bb0\u0bb5\u0bc1 \u0b95\u0bc1\u0bb1\u0bbf\u0ba4\u0bcd\u0ba4\u0bc1 \u0baa\u0bc1\u0b95\u0bbe\u0bb0\u0bcd \u0bae\u0ba9\u0bc1<\/p>\n\n\n\n
\u0ba8\u0bbe\u0ba9\u0bcd _<\/em><\/strong>, \u0ba4\u0bb1\u0bcd\u0baa\u0bc7\u0bbe\u0ba4\u0bc1 XXX \u0baa\u0bc8\u0ba9\u0bbe\u0ba9\u0bcd\u0bb8\u0bbf\u0bb2\u0bcd \u0b87\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 \u0b95\u0b9f\u0ba9\u0bcd \u0baa\u0bc6\u0bb1\u0bcd\u0bb1\u0bc1, \u0ba4\u0bb5\u0ba3\u0bc8\u0b95\u0bb3\u0bc8 \u0b9a\u0bb0\u0bbf\u0baf\u0bbe\u0b95 \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4\u0bbf \u0bb5\u0bb0\u0bc1\u0b95\u0bbf\u0bb1\u0bc7\u0ba9\u0bcd. \u0b9a\u0bbf\u0bb2 \u0ba4\u0bb5\u0ba3\u0bc8\u0b95\u0bb3\u0bcd \u0ba4\u0bbe\u0bae\u0ba4\u0bae\u0bbe\u0b95\u0bbf\u0baf\u0bbf\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bb2\u0bbe\u0bae\u0bcd. \u0b86\u0ba9\u0bbe\u0bb2\u0bcd, \u0b85\u0ba4\u0ba9\u0bc8 \u0b9a\u0b9f\u0bcd\u0b9f\u0baa\u0bcd\u0baa\u0b9f\u0bbf \u0bb5\u0b9f\u0bcd\u0b9f\u0bbf\/\u0baa\u0bc6\u0bb0\u0bbf\u0baf\u0bbe\u0bb2\u0bcd \u0bb5\u0b9a\u0bc2\u0bb2\u0bbf\u0b95\u0bcd\u0b95\u0bb2\u0bbe\u0bae\u0bcd. \u0b8e\u0ba9\u0bbf\u0ba9\u0bc1\u0bae\u0bcd, \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd \u0bb5\u0b9a\u0bc2\u0bb2\u0bcd \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bbf\u0b95\u0bb3\u0bcd \u0b87\u0bb0\u0bb5\u0bc1 8 \u0bae\u0ba3\u0bbf\u0b95\u0bcd\u0b95\u0bc1\u0baa\u0bcd \u0baa\u0bbf\u0bb1\u0b95\u0bc1 \u0b8e\u0ba9\u0bcd \u0bb5\u0bc0\u0b9f\u0bcd\u0b9f\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0bb5\u0ba8\u0bcd\u0ba4\u0bc1, \u0b8e\u0ba9\u0bcd\u0ba9\u0bc8\u0baf\u0bc1\u0bae\u0bcd, \u0b8e\u0ba9\u0bcd \u0b95\u0bc1\u0b9f\u0bc1\u0bae\u0bcd\u0baa\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bb0\u0bc8\u0baf\u0bc1\u0bae\u0bcd \u0ba4\u0bbf\u0b9f\u0bcd\u0b9f\u0bbf, \u0bae\u0bbf\u0bb0\u0b9f\u0bcd\u0b9f\u0bbf, \u0baa\u0baf\u0bae\u0bc1\u0bb1\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba9\u0bb0\u0bcd. \u0bae\u0bc7\u0bb2\u0bc1\u0bae\u0bcd, \u0ba4\u0bca\u0bb2\u0bc8\u0baa\u0bc7\u0b9a\u0bbf\u0baf\u0bbf\u0bb2\u0bcd \u0bae\u0bcb\u0b9a\u0bae\u0bbe\u0ba9 \u0bb5\u0bbe\u0bb0\u0bcd\u0ba4\u0bcd\u0ba4\u0bc8\u0b95\u0bb3\u0bcd \u0b95\u0bc2\u0bb1\u0bbf \u0b85\u0b9a\u0bcd\u0b9a\u0bc1\u0bb1\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba9\u0bb0\u0bcd.<\/p>\n\n\n\n
\u0b87\u0b9a\u0bcd\u0b9a\u0bc6\u0baf\u0bb2\u0bcd\u0b95\u0bb3\u0bcd BNS \u0baa\u0bbf\u0bb0\u0bbf\u0bb5\u0bc1 351, 352, 356, 358<\/strong> \u0b86\u0b95\u0bbf\u0baf \u0b9a\u0b9f\u0bcd\u0b9f\u0b99\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0b8e\u0ba4\u0bbf\u0bb0\u0bbe\u0ba9 \u0b95\u0bc1\u0bb1\u0bcd\u0bb1\u0bae\u0bbe\u0b95\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n
\u0b8e\u0ba9\u0bb5\u0bc7, \u0bae\u0bc7\u0bb1\u0bcd\u0b95\u0ba3\u0bcd\u0b9f\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0b8e\u0ba4\u0bbf\u0bb0\u0bbe\u0b95 \u0b95\u0bc1\u0bb1\u0bcd\u0bb1\u0bb5\u0bb4\u0b95\u0bcd\u0b95\u0bc1 (FIR) \u0baa\u0ba4\u0bbf\u0bb5\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0ba4\u0bc1, \u0b8e\u0ba9\u0ba4\u0bc1 \u0b89\u0baf\u0bbf\u0bb0\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b9a\u0bca\u0ba4\u0bcd\u0ba4\u0bc1 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc8 \u0b89\u0bb1\u0bc1\u0ba4\u0bbf \u0b9a\u0bc6\u0baf\u0bcd\u0baf \u0ba8\u0b9f\u0bb5\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bc8 \u0b8e\u0b9f\u0bc1\u0b95\u0bcd\u0b95 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0bc7\u0ba9\u0bcd.<\/p>\n\n\n\n
-1. \u0baa\u0bcb\u0bb2\u0bc0\u0bb8\u0bcd \u0baa\u0bc1\u0b95\u0bbe\u0bb0\u0bcd \u0bae\u0ba9\u0bc1 \u2013 \u0bae\u0bbe\u0ba4\u0bbf\u0bb0\u0bbf<\/p>\n\n\n\n
\u0bae\u0bbe\u0ba3\u0bcd\u0baa\u0bc1\u0bae\u0bbf\u0b95\u0bc1 \u0baa\u0bcb\u0bb2\u0bc0\u0bb8\u0bcd \u0b87\u0ba9\u0bcd\u0bb8\u0bcd\u0baa\u0bc6\u0b95\u0bcd\u0b9f\u0bb0\u0bcd \u0b85\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bcd
__<\/em><\/strong><\/em><\/strong> \u0baa\u0bcb\u0bb2\u0bc0\u0bb8\u0bcd \u0ba8\u0bbf\u0bb2\u0bc8\u0baf\u0bae\u0bcd<\/p>\n\n\n\n\u0baa\u0bca\u0bb0\u0bc1\u0bb3\u0bcd: xxx \u0baa\u0bc8\u0ba9\u0bbe\u0ba9\u0bcd\u0bb8\u0bcd \u0bb5\u0b9a\u0bc2\u0bb2\u0bcd \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bbf\u0b95\u0bb3\u0bbf\u0ba9\u0bcd \u0b9a\u0b9f\u0bcd\u0b9f\u0bb5\u0bbf\u0bb0\u0bcb\u0ba4 \u0bae\u0bbf\u0bb0\u0b9f\u0bcd\u0b9f\u0bb2\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0ba4\u0bca\u0ba8\u0bcd\u0ba4\u0bb0\u0bb5\u0bc1 \u0b95\u0bc1\u0bb1\u0bbf\u0ba4\u0bcd\u0ba4\u0bc1 \u0baa\u0bc1\u0b95\u0bbe\u0bb0\u0bcd \u0bae\u0ba9\u0bc1<\/p>\n\n\n\n
\u0b85\u0ba9\u0bcd\u0baa\u0bc1\u0b9f\u0ba9\u0bcd \u0ba4\u0bc6\u0bb0\u0bbf\u0bb5\u0bbf\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0bb5\u0ba4\u0bc1:<\/p>\n\n\n\n
\u0ba8\u0bbe\u0ba9\u0bcd ________<\/em><\/strong><\/em><\/strong> (\u0baa\u0bc6\u0baf\u0bb0\u0bcd, \u0bae\u0bc1\u0b95\u0bb5\u0bb0\u0bbf), xxx \u0baa\u0bc8\u0ba9\u0bbe\u0ba9\u0bcd\u0bb8\u0bcd \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0b87\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 \u0b95\u0b9f\u0ba9\u0bcd \u0baa\u0bc6\u0bb1\u0bcd\u0bb1\u0bc1\u0bb3\u0bcd\u0bb3\u0bc7\u0ba9\u0bcd. \u0ba4\u0bb5\u0ba3\u0bc8 \u0ba4\u0bca\u0b95\u0bc8\u0b95\u0bb3\u0bc8 \u0baa\u0bc6\u0bb0\u0bc1\u0bae\u0bcd\u0baa\u0bbe\u0bb2\u0bc1\u0bae\u0bcd \u0b9a\u0bb0\u0bbf\u0baf\u0bbe\u0b95 \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4\u0bbf \u0bb5\u0bb0\u0bc1\u0b95\u0bbf\u0bb1\u0bc7\u0ba9\u0bcd. \u0b9a\u0bbf\u0bb2 \u0bae\u0bbe\u0ba4\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0bb2\u0bcd \u0b9a\u0bbf\u0bb1\u0bbf\u0baf \u0ba4\u0bbe\u0bae\u0ba4\u0bae\u0bcd \u0b8f\u0bb1\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bc1\u0bb3\u0bcd\u0bb3\u0ba4\u0bc1. \u0b87\u0ba4\u0ba9\u0bc8 \u0b9a\u0b9f\u0bcd\u0b9f\u0baa\u0bcd\u0baa\u0b9f\u0bbf \u0bb5\u0b9f\u0bcd\u0b9f\u0bbf \/ \u0b85\u0baa\u0bb0\u0bbe\u0ba4\u0bae\u0bcd \u0bae\u0bc2\u0bb2\u0bae\u0bcd \u0bb5\u0b9a\u0bc2\u0bb2\u0bbf\u0b95\u0bcd\u0b95\u0bb2\u0bbe\u0bae\u0bcd.<\/p>\n\n\n\n
\u0b86\u0ba9\u0bbe\u0bb2\u0bcd, \u0b85\u0ba8\u0bcd\u0ba4 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd \u0bb5\u0b9a\u0bc2\u0bb2\u0bcd \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bbf\u0b95\u0bb3\u0bcd<\/p>\n\n\n\n
\n
- \u0b87\u0bb0\u0bb5\u0bc1 8 \u0bae\u0ba3\u0bbf\u0b95\u0bcd\u0b95\u0bc1\u0baa\u0bcd \u0baa\u0bbf\u0bb1\u0b95\u0bc1<\/strong> \u0b8e\u0ba9\u0bcd \u0b87\u0bb2\u0bcd\u0bb2\u0ba4\u0bcd\u0ba4\u0bbf\u0bb1\u0bcd\u0b95\u0bc1 \u0bb5\u0ba8\u0bcd\u0ba4\u0bc1 \u0b95\u0ba4\u0bb5\u0bc8\u0ba4\u0bcd \u0ba4\u0b9f\u0bcd\u0b9f\u0bbf\u0b9a\u0bcd \u0b9a\u0ba4\u0bcd\u0ba4\u0bae\u0bbf\u0b9f\u0bc1\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba9\u0bb0\u0bcd,<\/li>\n\n\n\n
- \u0b8e\u0ba9\u0bcd\u0ba9\u0bc8\u0baf\u0bc1\u0bae\u0bcd, \u0b8e\u0ba9\u0bcd \u0b95\u0bc1\u0b9f\u0bc1\u0bae\u0bcd\u0baa\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bb0\u0bc8\u0baf\u0bc1\u0bae\u0bcd \u0ba4\u0bbf\u0b9f\u0bcd\u0b9f\u0bbf \u0b85\u0bb5\u0bae\u0ba4\u0bbf\u0b95\u0bcd\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba9\u0bb0\u0bcd,<\/li>\n\n\n\n
- \u0ba4\u0bca\u0bb2\u0bc8\u0baa\u0bc7\u0b9a\u0bbf\u0baf\u0bbf\u0bb2\u0bcd \u0bae\u0bbf\u0bb0\u0b9f\u0bcd\u0b9f\u0bbf \u0b85\u0b9a\u0bcd\u0b9a\u0bc1\u0bb1\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba9\u0bb0\u0bcd,<\/li>\n\n\n\n
- \u201c\u0b95\u0bc2\u0b9f\u0bcd\u0b9f\u0bae\u0bcd \u0b95\u0bc2\u0b9f\u0bcd\u0b9f\u0bbf \u0bb5\u0ba8\u0bcd\u0ba4\u0bc1 \u0bb5\u0bc0\u0b9f\u0bc1 \u0baa\u0bb1\u0bbf\u0bae\u0bc1\u0ba4\u0bb2\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0bb5\u0bcb\u0bae\u0bcd\u201d \u0b8e\u0ba9 \u0baa\u0baf\u0bae\u0bc1\u0bb1\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba9\u0bb0\u0bcd.<\/li>\n<\/ul>\n\n\n\n
\u0b87\u0b9a\u0bcd\u0b9a\u0bc6\u0baf\u0bb2\u0bcd\u0b95\u0bb3\u0bcd BNS \u0baa\u0bbf\u0bb0\u0bbf\u0bb5\u0bc1 351 (Criminal Intimidation), 352 (Insult), 356 (Threat of hurt), 358 (House trespass), 111 (Breach of Peace)<\/strong> \u0b86\u0b95\u0bbf\u0baf \u0b9a\u0b9f\u0bcd\u0b9f\u0b99\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0baa\u0bc1\u0bb1\u0bae\u0bcd\u0baa\u0bbe\u0ba9 \u0b95\u0bc1\u0bb1\u0bcd\u0bb1\u0b99\u0bcd\u0b95\u0bb3\u0bbe\u0b95\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n
\u0bae\u0bc7\u0bb2\u0bc1\u0bae\u0bcd, \u0b89\u0b9a\u0bcd\u0b9a \u0ba8\u0bc0\u0ba4\u0bbf\u0bae\u0ba9\u0bcd\u0bb1\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd ICICI Bank vs. Shanti Devi Sharma (2008)<\/strong> \u0ba4\u0bc0\u0bb0\u0bcd\u0baa\u0bcd\u0baa\u0bbf\u0ba9\u0bcd\u0baa\u0b9f\u0bbf, \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bb3\u0bcd\/\u0baa\u0bc8\u0ba9\u0bbe\u0ba9\u0bcd\u0bb8\u0bcd \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u201crowdy elements \/ recovery agents\u201d \u0bae\u0bc2\u0bb2\u0bae\u0bcd \u0bae\u0bbf\u0bb0\u0b9f\u0bcd\u0b9f\u0bc1\u0ba4\u0bb2\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0b95\u0bcd\u0b95\u0bc2\u0b9f\u0bbe\u0ba4\u0bc1 \u0b8e\u0ba9\u0ba4\u0bcd \u0ba4\u0bc6\u0bb3\u0bbf\u0bb5\u0bbe\u0b95\u0b95\u0bcd \u0b95\u0bc2\u0bb1\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bc1\u0bb3\u0bcd\u0bb3\u0ba4\u0bc1.<\/p>\n\n\n\n
\u0b8e\u0ba9\u0bb5\u0bc7,<\/p>\n\n\n\n
\n
- Xxx \u0baa\u0bc8\u0ba9\u0bbe\u0ba9\u0bcd\u0bb8\u0bcd \u0bb5\u0b9a\u0bc2\u0bb2\u0bcd \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bbf\u0b95\u0bb3\u0bcd \u0bae\u0bc0\u0ba4\u0bc1 FIR \u0baa\u0ba4\u0bbf\u0bb5\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0bb5\u0bc1\u0bae\u0bcd<\/strong>,<\/li>\n\n\n\n
- \u0b8e\u0ba9\u0ba4\u0bc1 \u0b89\u0baf\u0bbf\u0bb0\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b9a\u0bca\u0ba4\u0bcd\u0ba4\u0bc1 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc8 \u0b89\u0bb1\u0bc1\u0ba4\u0bbf \u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0bb5\u0bc1\u0bae\u0bcd,<\/li>\n\n\n\n
- \u0b8e\u0ba4\u0bbf\u0bb0\u0bcd\u0b95\u0bbe\u0bb2\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0b87\u0bb5\u0bcd\u0bb5\u0b95\u0bc8\u0baf\u0bbe\u0ba9 \u0b9a\u0b9f\u0bcd\u0b9f\u0bb5\u0bbf\u0bb0\u0bcb\u0ba4 \u0bae\u0bbf\u0bb0\u0b9f\u0bcd\u0b9f\u0bb2\u0bcd\u0b95\u0bb3\u0bc8\u0ba4\u0bcd \u0ba4\u0b9f\u0bc1\u0b95\u0bcd\u0b95 \u0ba8\u0b9f\u0bb5\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bc8 \u0b8e\u0b9f\u0bc1\u0b95\u0bcd\u0b95\u0bb5\u0bc1\u0bae\u0bcd \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0bc7\u0ba9\u0bcd.<\/li>\n<\/ol>\n\n\n\n
\u0ba8\u0ba9\u0bcd\u0bb1\u0bbf.<\/p>\n\n\n\n
\u0ba4\u0bc7\u0ba4\u0bbf:
\u0b87\u0b9f\u0bae\u0bcd:
\u0b95\u0bc8\u0baf\u0bca\u0baa\u0bcd\u0baa\u0bae\u0bcd: __<\/em><\/strong>
(\u0baa\u0bc6\u0baf\u0bb0\u0bcd)<\/p>\n\n\n\n
\n\n\n\n📝 2. RBI Ombudsman \u0baa\u0bc1\u0b95\u0bbe\u0bb0\u0bcd \u0bae\u0ba9\u0bc1 \u2013 \u0bae\u0bbe\u0ba4\u0bbf\u0bb0\u0bbf<\/p>\n\n\n\n
To,
The RBI Ombudsman,
Reserve Bank of India<\/p>\n\n\n\nSubject: Complaint against xxx Finance Ltd. \u2013 Illegal recovery practices<\/p>\n\n\n\n
Respected Sir\/Madam,<\/p>\n\n\n\n
I am ______<\/em><\/strong><\/em><\/strong> (name, address). I have availed a loan from xxx Finance Ltd. and I am regularly paying my EMIs, except for a few delayed months. However, their recovery agents are violating RBI\u2019s Fair Practices Code by:<\/p>\n\n\n\n
\n
- Visiting my residence after 8:00 PM and disturbing my family.<\/li>\n\n\n\n
- Using abusive and threatening language over phone.<\/li>\n\n\n\n
- Intimidating me with unlawful consequences.<\/li>\n<\/ol>\n\n\n\n
As per RBI\u2019s directions, recovery agents are strictly prohibited from contacting borrowers beyond 7:00 PM<\/strong> and from using any kind of abusive, coercive, or threatening methods. These acts are also contrary to the Supreme Court ruling in ICICI Bank vs. Shanti Devi Sharma (2008)<\/em>, which forbids banks\/NBFCs from employing goondas or coercive methods for recovery.<\/p>\n\n\n\n
I therefore request your good office to:<\/p>\n\n\n\n
\n
- Take strict action agains tXXX Finance Ltd. for violation of RBI guidelines,<\/li>\n\n\n\n
- Direct them to stop harassment immediately,<\/li>\n\n\n\n
- Ensure my consumer rights and dignity are protected.<\/li>\n<\/ul>\n\n\n\n
Thanking you.<\/p>\n\n\n\n
Date:
Place:
Signature: _<\/em><\/strong>
(Name)<\/p>\n\n\n\n\u0ba8\u0ba9\u0bcd\u0bb1\u0bbf.<\/p>\n\n\n\n
\u0ba4\u0bc7\u0ba4\u0bbf:
\u0b87\u0b9f\u0bae\u0bcd:<\/p>\n\n\n\n\u0b95\u0bc8\u0baf\u0bca\u0baa\u0bcd\u0baa\u0bae\u0bcd:<\/p>\n\n\n\n
\u0ba4\u0bc7\u0b9a\u0bbf\u0baf \u0b9a\u0b9f\u0bcd\u0b9f ⚖️ \u0ba8\u0bc0\u0ba4\u0bbf \u0b87\u0baf\u0b95\u0bcd\u0b95\u0bae\u0bcd
\u0ba4\u0bca\u0bb2\u0bc8\u0baa\u0bc7\u0b9a\u0bbf \u0b8e\u0ba3\u0bcd 9751438854.6379434453<\/p>\n","protected":false},"excerpt":{"rendered":"\u0bb5\u0bbe\u0b99\u0bcd\u0b95\u0bbf\u0baf \u0b95\u0b9f\u0ba9\u0bc8 \u0b92\u0bb4\u0bc1\u0b99\u0bcd\u0b95\u0bbe\u0b95 \u0b95\u0b9f\u0bcd\u0b9f\u0bbf\u0bb5\u0bbf\u0b9f\u0bc1\u0b92\u0bb0\u0bc1 \u0b95\u0b9f\u0ba9\u0bcd \u0b87\u0bb0\u0ba3\u0bcd\u0b9f\u0bc1 \u0b95\u0b9f\u0ba9\u0bcd \u0b87\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0baa\u0bca\u0bb4\u0bc1\u0ba4\u0bc1 \u0bb5\u0ba8\u0bcd\u0ba4\u0bc1 \u0bae\u0bbf\u0bb0\u0b9f\u0bcd\u0b9f\u0bbf\u0ba9\u0bbe\u0bb2\u0bcd \u0b85\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0bae\u0b9f\u0bcd\u0b9f\u0bc1\u0bae\u0bcd \u0baa\u0bca\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1\u0bae\u0bcd \u0bb5\u0bbe\u0b99\u0bcd\u0b95\u0bbf\u0baf \u0b95\u0bbe\u0b9a\u0bc8 \u0b8f\u0bae\u0bbe\u0bb1\u0bcd\u0bb1 \u0ba8\u0bbf\u0ba9\u0bc8\u0baa\u0bcd\u0baa\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0baa\u0bca\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bbe\u0ba4\u0bc1 \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc8 \u0b95\u0bb5\u0ba9\u0bbf\u0b95\u0bcd\u0b95\u0bb5\u0bc1\u0bae\u0bcd \u0baa\u0bc8\u0ba9\u0bbe\u0ba9\u0bcd\u0bb8\u0bcd \/ NBFC (Non Banking Finance Company) \u0bb5\u0b9a\u0bc2\u0bb2\u0bcd \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bbf\u0b95\u0bb3\u0bcd \u0b87\u0bb0\u0bb5\u0bc1 \u0ba8\u0bc7\u0bb0\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0bb5\u0ba8\u0bcd\u0ba4\u0bc1 \u0bae\u0bbf\u0bb0\u0b9f\u0bcd\u0b9f\u0bc1\u0bb5\u0ba4\u0bc1, \u0baa\u0bcb\u0ba9\u0bbf\u0bb2\u0bcd \u0ba4\u0bbf\u0b9f\u0bcd\u0b9f\u0bc1\u0bb5\u0ba4\u0bc1, \u0bb5\u0bc0\u0b9f\u0bcd\u0b9f\u0bc1 \u0bb5\u0bbe\u0b9a\u0bb2\u0bbf\u0bb2\u0bcd \u0bb5\u0ba8\u0bcd\u0ba4\u0bc1 \u0baa\u0baf\u0bae\u0bc1\u0bb1\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0bb5\u0ba4\u0bc1 \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc1 \u0bae\u0bbf\u0b95\u0bb5\u0bc1\u0bae\u0bcd \u0b9a\u0b9f\u0bcd\u0b9f \u0bb5\u0bbf\u0bb0\u0bcb\u0ba4\u0bae\u0bbe\u0ba9\u0ba4\u0bc1. \u0b87\u0ba4\u0bb1\u0bcd\u0b95\u0bc1 \u0b9a\u0b9f\u0bcd\u0b9f \u0bb0\u0bc0\u0ba4\u0bbf\u0baf\u0bbe\u0ba9 \u0ba4\u0bc0\u0bb0\u0bcd\u0bb5\u0bc1\u0b95\u0bb3\u0bcd \u0b89\u0ba3\u0bcd\u0b9f\u0bc1. \u0baa\u0bc1\u0ba4\u0bbf\u0baf \u0b9a\u0b9f\u0bcd\u0b9f\u0b99\u0bcd\u0b95\u0bb3\u0bcd (2023 \u2013 BNS, BNSS, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[481],"tags":[],"class_list":["post-16414","post","type-post","status-publish","format-standard","hentry","category-481"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/service-public.in\/index.php?rest_route=\/wp\/v2\/posts\/16414","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/service-public.in\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/service-public.in\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/service-public.in\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/service-public.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16414"}],"version-history":[{"count":1,"href":"https:\/\/service-public.in\/index.php?rest_route=\/wp\/v2\/posts\/16414\/revisions"}],"predecessor-version":[{"id":16415,"href":"https:\/\/service-public.in\/index.php?rest_route=\/wp\/v2\/posts\/16414\/revisions\/16415"}],"wp:attachment":[{"href":"https:\/\/service-public.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16414"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/service-public.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=16414"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/service-public.in\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=16414"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}