{"id":15970,"date":"2025-06-21T21:52:01","date_gmt":"2025-06-21T16:22:01","guid":{"rendered":"https:\/\/service-public.in\/?p=15970"},"modified":"2025-06-21T21:52:04","modified_gmt":"2025-06-21T16:22:04","slug":"%e0%ae%b5%e0%ae%99%e0%af%8d%e0%ae%95%e0%ae%bf%e0%ae%af%e0%ae%bf%e0%ae%b2%e0%af%8d-%e0%ae%aa%e0%af%86%e0%ae%b1%e0%ae%aa%e0%af%8d%e0%ae%aa%e0%ae%9f%e0%af%8d%e0%ae%9f-%e0%ae%95%e0%ae%9f%e0%ae%99%e0%af%8d","status":"publish","type":"post","link":"https:\/\/service-public.in\/?p=15970","title":{"rendered":"\u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bbf\u0bb2\u0bcd \u0baa\u0bc6\u0bb1\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0b95\u0b9f\u0b99\u0bcd\u0b95\u0bb3\u0bc8 \u0bb5\u0b9a\u0bc2\u0bb2\u0bbf\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0b9a\u0b9f\u0bcd\u0b9f\u0baa\u0bcd\u0baa\u0b9f\u0bbf\u0baf\u0bbe\u0ba9 \u0ba8\u0b9f\u0bc8\u0bae\u0bc1\u0bb1\u0bc8\u0b95\u0bb3\u0bcd."},"content":{"rendered":"\n

<\/p>\n\n\n\n

    \n
  1. \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bbf\u0bb2\u0bcd \u0b95\u0b9f\u0ba9\u0bcd,
    \u0b95\u0bbf\u0bb0\u0b9f\u0bbf\u0b9f\u0bcd \u0b95\u0bbe\u0bb0\u0bcd\u0b9f\u0bc1,
    \u0b95\u0bb2\u0bcd\u0bb5\u0bbf \u0b95\u0b9f\u0ba9\u0bcd \u0ba4\u0ba9\u0bbf\u0ba8\u0baa\u0bb0\u0bcd \u0b95\u0b9f\u0ba9\u0bcd \u0bb5\u0b9a\u0bc2\u0bb2\u0bcd \u0b8e\u0ba9 \u0b8e\u0ba4\u0bc1\u0bb5\u0bbe\u0b95 \u0b87\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bbe\u0bb2\u0bc1\u0bae\u0bcd \u0b8e\u0bb2\u0bcd\u0bb2\u0bbe\u0bae\u0bc7 \u0b9a\u0bbf\u0bb5\u0bbf\u0bb2\u0bcd \u0ba8\u0b9f\u0bc8\u0bae\u0bc1\u0bb1\u0bc8\u0ba4\u0bbe\u0ba9\u0bcd.(Out Sourcing collection agent will come with proper identification)<\/li>\n\n\n\n
  2. \u0b8e\u0b95\u0bcd\u0b95\u0bbe\u0bb0\u0ba3\u0bae\u0bcd \u0b95\u0bca\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bb3\u0bcd \u0b95\u0b9f\u0ba9\u0bbe\u0bb3\u0bb0\u0bcd \u0bae\u0bc0\u0ba4\u0bc1 \u0b95\u0bbf\u0bb0\u0bbf\u0bae\u0bbf\u0ba9\u0bb2\u0bcd \u0ba8\u0b9f\u0bb5\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bc8\u0b95\u0bb3\u0bc8 \u0b8e\u0b9f\u0bc1\u0b95\u0bcd\u0b95 \u0b95\u0bc2\u0b9f\u0bbe\u0ba4\u0bc1. \u0b87\u0ba4\u0bc1 \u0bb0\u0bbf\u0b9a\u0bb0\u0bcd\u0bb5\u0bcd \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bbf\u0ba9\u0bcd \u0bb5\u0bb4\u0bbf\u0bae\u0bc1\u0bb1\u0bc8. (HDFC Bank and Bajaj finance now taking criminal action (Cheque bouncing case \/Payment Act) (If your loan is secured by Immovable property bank will take action as per SARFEASI Act)<\/li>\n\n\n\n
  3. \u0b95\u0b9f\u0ba9\u0bbf\u0ba9\u0bcd \u0ba4\u0bb5\u0ba3\u0bc8\u0b95\u0bb3\u0bcd \u0ba4\u0bbe\u0bae\u0ba4\u0bae\u0bbe\u0ba9\u0bbe\u0bb2\u0bcd,
    \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0bae\u0bc1\u0bb1\u0bc8\u0baa\u0bcd\u0baa\u0b9f\u0bbf \u0baa\u0ba3\u0ba4\u0bcd\u0ba4\u0bc8 \u0b95\u0bc7\u0b9f\u0bcd\u0b95\u0bb2\u0bbe\u0bae\u0bcd \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0b95\u0b9f\u0bbf\u0ba4\u0bae\u0bcd \u0b85\u0ba9\u0bc1\u0baa\u0bcd\u0baa\u0bb2\u0bbe\u0bae\u0bcd,
    \u0bae\u0bbe\u0bb1\u0bbe\u0b95 \u0b95\u0b9f\u0ba9\u0bcd \u0bb5\u0bbe\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bcb\u0bb0\u0bbf\u0ba9\u0bcd \u0bb5\u0bc0\u0b9f\u0bcd\u0b9f\u0bbf\u0ba9\u0bc1\u0bb3\u0bcd \u0ba8\u0bc1\u0bb4\u0bc8\u0ba8\u0bcd\u0ba4\u0bc1 \u0baa\u0ba3\u0bae\u0bcd \u0bb5\u0b9a\u0bc2\u0bb2\u0bbf\u0b95\u0bcd\u0b95 \u0bae\u0bc1\u0baf\u0bb2\u0bc1\u0bb5\u0ba4\u0bc1 \u0b87\u0ba8\u0bcd\u0ba4\u0bbf\u0baf \u0ba4\u0ba3\u0bcd\u0b9f\u0ba9\u0bc8 \u0b9a\u0b9f\u0bcd\u0b9f\u0bae\u0bcd \u0baa\u0bbf\u0bb0\u0bbf\u0bb5\u0bc1 441 \u0baf\u0bbf\u0ba9\u0bcd \u0baa\u0b9f\u0bbf \u0b95\u0bc1\u0bb1\u0bcd\u0bb1\u0bae\u0bcd.(Threatening and harassing for collection of EMI is prohibited by RBI)<\/li>\n\n\n\n
  4. \u0baa\u0ba3\u0ba4\u0bcd\u0ba4\u0bc8 \u0b95\u0bc7\u0b9f\u0bcd\u0b9f\u0bcb,
    \u0bb5\u0b9a\u0bc2\u0bb2\u0bbf\u0b95\u0bcd\u0b95\u0bb5\u0bcb \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b8a\u0bb4\u0bbf\u0baf\u0bb0\u0bcd\u0b95\u0bb3\u0bcb, \u0bae\u0bc1\u0b95\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bcb
    \u0b9a\u0bc6\u0bb2\u0bcd\u0baa\u0bcb\u0ba9\u0bbf\u0bb2\u0bcd \u0b85\u0bb5\u0ba4\u0bc2\u0bb1\u0bbe\u0b95 \u0baa\u0bc7\u0b9a\u0bbf\u0ba9\u0bbe\u0bb2\u0bcd, IPC Section 499 \u0baa\u0b9f\u0bbf \u0bae\u0bbf\u0bb0\u0b9f\u0bcd\u0b9f\u0bbf\u0ba9\u0bbe\u0bb2\u0bcd IPC Section 503 \u0baa\u0b9f\u0bbf \u0bb5\u0bc0\u0b9f\u0bcd\u0b9f\u0bbf\u0ba9\u0bcd \u0bb5\u0bc6\u0bb3\u0bbf\u0baf\u0bc7 \u0ba8\u0bbf\u0ba9\u0bcd\u0bb1\u0bc1 \u0baa\u0bb2\u0bb0\u0bcd \u0bae\u0bc1\u0ba9\u0bcd\u0ba9\u0bbf\u0bb2\u0bc8\u0baf\u0bbf\u0bb2\u0bcd \u0b95\u0bc6\u0b9f\u0bcd\u0b9f \u0bb5\u0bbe\u0bb0\u0bcd\u0ba4\u0bcd\u0ba4\u0bc8 \u0baa\u0bc7\u0b9a\u0bbf\u0ba9\u0bbe\u0bb2\u0bcd IPC section 294B \u0baa\u0b9f\u0bbf \u0b95\u0bc1\u0bb1\u0bcd\u0bb1\u0bae\u0bcd \u0b86\u0b95\u0bc1\u0bae\u0bcd. (of course correct. But Bank \/NBFC ‘s authorised outsourcing collection executives will come to borrowers residence or office as per RBI guidelines)
    [\u0bb5\u0bb4\u0b95\u0bcd\u0b95\u0bb1\u0bbf\u0b9e\u0bb0\u0bcd \u0ba4\u0bbf\u0bb0\u0bc1\u0b9a\u0bcd\u0b9a\u0bbf \u0ba4\u0bbf\u0bb2\u0bc0\u0baa\u0bcd 96777-06622]<\/li>\n\n\n\n
  5. \u0b95\u0b9f\u0ba9\u0bcd \u0ba4\u0bb5\u0ba3\u0bc8\u0baf\u0bc8 \u0b95\u0bc7\u0b9f\u0bcd\u0b9f\u0bc1 \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0ba8\u0bcd\u0ba4\u0bc1 \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0ba4\u0bca\u0bb2\u0bcd\u0bb2\u0bc8 \u0b95\u0bca\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bbe\u0bb2\u0bcd \u0bae\u0bc7\u0bb1\u0bcd\u0b95\u0ba3\u0bcd\u0b9f \u0baa\u0bbf\u0bb0\u0bbf\u0bb5\u0bc1\u0b95\u0bb3\u0bc8 \u0b95\u0bc1\u0bb1\u0bbf\u0baa\u0bcd\u0baa\u0bbf\u0b9f\u0bcd\u0b9f\u0bc1 (\u0b85\u0bb0\u0bc1\u0b95\u0bbf\u0bb2\u0bc1\u0bb3\u0bcd\u0bb3 \u0b95\u0bbe\u0bb5\u0bb2\u0bcd \u0ba8\u0bbf\u0bb2\u0bc8\u0baf\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0baa\u0bc1\u0b95\u0bbe\u0bb0\u0bcd \u0b85\u0bb3\u0bbf\u0b95\u0bcd\u0b95 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd. (Of course correct. But Generally Police will not entertain this type of complaint. Collection executives must follow RBI guidelines while collecting EMI dues)<\/li>\n\n\n\n
  6. \u0b85\u0ba4\u0bc7\u0ba8\u0bc7\u0bb0\u0bae\u0bcd \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0baa\u0b95\u0bc1\u0ba4\u0bbf\u0baf\u0bbf\u0bb2\u0bcd \u0b89\u0bb3\u0bcd\u0bb3 \u0b9a\u0bbf\u0bb5\u0bbf\u0bb2\u0bcd \u0ba8\u0bc0\u0ba4\u0bbf\u0bae\u0ba9\u0bcd\u0bb1\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd Order VII, Rule 1 of Civil Proceedure Code \u0baf\u0bbf\u0bb2\u0bcd \u0bae\u0ba9\u0bc1 \u0ba4\u0bbe\u0b95\u0bcd\u0b95\u0bb2\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0ba4\u0bc1, Order XXXIX, Rule 1 of Civil Proceedure Code \u0baf\u0bbf\u0bb2\u0bcd \u0ba4\u0b9f\u0bc8 \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bc8 \u0baa\u0bc6\u0bb1\u0bb2\u0bbe\u0bae\u0bcd. ,(Injunction suit against Bankers may be filed U\/s Order 39,Rule 1,& 2 and CPC Section 151. But Court never granting Injunction against Bankers. (Request only the best option to avoid the harrassments and threatening)<\/li>\n\n\n\n
  7. \u0b95\u0b9f\u0ba9\u0bcd \u0ba4\u0bb5\u0ba3\u0bc8 \u0ba8\u0bbf\u0bb2\u0bc1\u0bb5\u0bc8 \u0ba4\u0bca\u0b95\u0bc8\u0baf\u0bc8 \u0bb5\u0b9a\u0bc2\u0bb2\u0bbf\u0b95\u0bcd\u0b95 \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b9a\u0bbf\u0bb5\u0bbf\u0bb2\u0bcd \u0ba8\u0b9f\u0bc8\u0bae\u0bc1\u0bb1\u0bc8\u0baf\u0bc8 \u0bae\u0b9f\u0bcd\u0b9f\u0bc1\u0bae\u0bc7 \u0baa\u0baf\u0ba9\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd, \u0b8a\u0bb4\u0bbf\u0baf\u0bb0\u0bcd\u0b95\u0bb3\u0bc8, \u0bae\u0bc1\u0b95\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bc8 \u0b95\u0bca\u0ba3\u0bcd\u0b9f\u0bc1 \u0bae\u0bbf\u0bb0\u0b9f\u0bcd\u0b9f\u0bc1\u0bb5\u0ba4\u0bc1 \u0b95\u0bc1\u0bb1\u0bcd\u0bb1\u0bae\u0bcd.(Threatening and harassing is violations of RBI guidelines related to collection of arrears)<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[481],"tags":[],"class_list":["post-15970","post","type-post","status-publish","format-standard","hentry","category-481"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/service-public.in\/index.php?rest_route=\/wp\/v2\/posts\/15970","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/service-public.in\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/service-public.in\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/service-public.in\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/service-public.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=15970"}],"version-history":[{"count":1,"href":"https:\/\/service-public.in\/index.php?rest_route=\/wp\/v2\/posts\/15970\/revisions"}],"predecessor-version":[{"id":15971,"href":"https:\/\/service-public.in\/index.php?rest_route=\/wp\/v2\/posts\/15970\/revisions\/15971"}],"wp:attachment":[{"href":"https:\/\/service-public.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=15970"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/service-public.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=15970"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/service-public.in\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=15970"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}