{"id":14798,"date":"2025-03-06T21:00:08","date_gmt":"2025-03-06T15:30:08","guid":{"rendered":"https:\/\/service-public.in\/?p=14798"},"modified":"2025-03-06T21:00:12","modified_gmt":"2025-03-06T15:30:12","slug":"%e0%ae%b5%e0%ae%99%e0%af%8d%e0%ae%95%e0%ae%bf-%e0%ae%9a%e0%af%87%e0%ae%ae%e0%ae%bf%e0%ae%aa%e0%af%8d%e0%ae%aa%e0%af%81-%e0%ae%95%e0%ae%a3%e0%ae%95%e0%af%8d%e0%ae%95%e0%af%81-savings-account","status":"publish","type":"post","link":"https:\/\/service-public.in\/?p=14798","title":{"rendered":"\u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b9a\u0bc7\u0bae\u0bbf\u0baa\u0bcd\u0baa\u0bc1 \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc1 (Savings Account) \u0baa\u0bbf\u0bb3\u0bbe\u0b95\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0bb5\u0ba4\u0bc1 \u2013 \u0b9a\u0b9f\u0bcd\u0b9f\u0baa\u0bcd\u0baa\u0bc2\u0bb0\u0bcd\u0bb5 \u0ba8\u0bbf\u0bb2\u0bc8 &amp; \u0ba4\u0bc0\u0bb0\u0bcd\u0bb5\u0bc1"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b9a\u0bc7\u0bae\u0bbf\u0baa\u0bcd\u0baa\u0bc1 \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc1 (Savings Account) \u0baa\u0bbf\u0bb3\u0bbe\u0b95\u0bcd <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0bb5\u0b99\u0bcd\u0b95\u0bbf, \u0b95\u0bb2\u0bcd\u0bb5\u0bbf\u0b95\u0bcd \u0b95\u0b9f\u0ba9\u0bcd \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4\u0bb5\u0bbf\u0bb2\u0bcd\u0bb2\u0bc8 \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bb1\u0bcd\u0b95\u0bbe\u0b95 \u0b9a\u0bc7\u0bae\u0bbf\u0baa\u0bcd\u0baa\u0bc1 \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc8 Savings Account \u0baa\u0bbf\u0bb3\u0bbe\u0b95\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0ba4\u0ba4\u0bc1 \u0b9a\u0b9f\u0bcd\u0b9f\u0baa\u0bc2\u0bb0\u0bcd\u0bb5\u0bae\u0bbe? \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc8 \u0bb5\u0bbf\u0bb3\u0b95\u0bcd\u0b95\u0bae\u0bbe\u0b95 \u0baa\u0bbe\u0bb0\u0bcd\u0baa\u0bcd\u0baa\u0bcb\u0bae\u0bcd.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b9a\u0bc7\u0bae\u0bbf\u0baa\u0bcd\u0baa\u0bc1 \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc8 \u0baa\u0bbf\u0bb3\u0bbe\u0b95\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0baf \u0bae\u0bc1\u0b9f\u0bbf\u0baf\u0bc1\u0bae\u0bbe?<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u0bb5\u0b99\u0bcd\u0b95\u0bbf, R B I \u0bb5\u0bbf\u0ba4\u0bbf\u0bae\u0bc1\u0bb1\u0bc8\u0b95\u0bb3\u0bcd \u0b85\u0ba4\u0bbe\u0bb5\u0ba4\u0bc1 RBI Guidelines \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b9a\u0b9f\u0bcd\u0b9f \u0bb5\u0bbf\u0ba4\u0bbf\u0b95\u0bb3\u0bcd \u0baa\u0b9f\u0bbf, \u0b92\u0bb0\u0bc1 \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc8 \u0bae\u0bc1\u0ba9\u0bcd \u0b85\u0bb1\u0bbf\u0bb5\u0bbf\u0baa\u0bcd\u0baa\u0bc1 \u0b87\u0ba9\u0bcd\u0bb1\u0bbf \u0baa\u0bbf\u0bb3\u0bbe\u0b95\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0baf \u0bae\u0bc1\u0b9f\u0bbf\u0baf\u0bbe\u0ba4\u0bc1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0baa\u0bc7\u0bb2\u0ba9\u0bcd\u0bb8\u0bcd \u0b9a\u0bbe\u0bb0\u0bcd\u0ba8\u0bcd\u0ba4 \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0b9f\u0b95\u0bcd\u0b95\u0bae\u0bcd \u0b85\u0ba4\u0bbe\u0bb5\u0ba4\u0bc1 Freezing of Bank Account \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bbe\u0ba9 \u0bae\u0bc1\u0b95\u0bcd\u0b95\u0bbf\u0baf \u0bb5\u0bbf\u0ba4\u0bbf\u0b95\u0bb3\u0bcd:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">R B I Mandate: \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bb3\u0bcd \u0b89\u0bb0\u0bbf\u0baf \u0ba8\u0bc0\u0ba4\u0bbf\u0bae\u0ba9\u0bcd\u0bb1 \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bc1 \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0b9a\u0b9f\u0bcd\u0b9f \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bae\u0bcd \u0b85\u0ba4\u0bbe\u0bb5\u0ba4\u0bc1 SARFAESI Act, 2002 \u0ba9\u0bcd \u0baa\u0b9f\u0bbf \u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0bae\u0bb2\u0bcd \u0b92\u0bb0\u0bc1 \u0b9a\u0bc7\u0bae\u0bbf\u0baa\u0bcd\u0baa\u0bc1 \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc8 \u0baa\u0bbf\u0bb3\u0bbe\u0b95\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0baf \u0bae\u0bc1\u0b9f\u0bbf\u0baf\u0bbe\u0ba4\u0bc1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0ba8\u0bc7\u0bb7\u0ba9\u0bb2\u0bcd \u0bb2\u0bbe\u0b95\u0bcd\u0b95\u0bb0\u0bcd \u0baa\u0bbe\u0bb2\u0bcd \u0b85\u0ba4\u0bbe\u0bb5\u0ba4\u0bc1 Bankers\u2019 Book Evidence Act, 1891 \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI Act) \u0b86\u0b95\u0bbf\u0baf\u0bb5\u0bc8 \u0b95\u0b9f\u0ba9\u0bcd \u0ba8\u0bbf\u0bb2\u0bc1\u0bb5\u0bc8 \u0b87\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0baa\u0bcb\u0ba4\u0bc1, \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0b95\u0b9f\u0ba9\u0bcd \u0bb5\u0bbe\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bb5\u0bb0\u0bbf\u0ba9\u0bcd \u0b9a\u0bca\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bcd\u0b95\u0bb3\u0bc8 \u0b95\u0bc8\u0baa\u0bcd\u0baa\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bae\u0bcd \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b8e\u0ba9\u0bbf\u0ba9\u0bc1\u0bae\u0bcd, \u0b9a\u0bc7\u0bae\u0bbf\u0baa\u0bcd\u0baa\u0bc1 \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc8 \u0bae\u0bc1\u0bb4\u0bc1\u0bb5\u0ba4\u0bc1\u0bae\u0bbe\u0b95 \u0bae\u0bc1\u0b9f\u0b95\u0bcd\u0b95, \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bcd\u0b95\u0bc1 \u0b89\u0bb0\u0bbf\u0baf \u0b9a\u0b9f\u0bcd\u0b9f \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bc1\u0b95\u0bb3\u0bcd \u0ba4\u0bc7\u0bb5\u0bc8\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>\u0b95\u0bb2\u0bcd\u0bb5\u0bbf\u0b95\u0bcd \u0b95\u0b9f\u0ba9\u0bcd \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4\u0bbe\u0ba4\u0ba4\u0bbe\u0bb2\u0bcd \u0b9a\u0bc7\u0bae\u0bbf\u0baa\u0bcd\u0baa\u0bc1 \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bbf\u0bb2\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4 \u0baa\u0ba3\u0bae\u0bcd \u0b8e\u0b9f\u0bc1\u0b95\u0bcd\u0b95 \u0bae\u0bc1\u0b9f\u0bbf\u0baf\u0bbe\u0ba4\u0bbe?<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">(A) \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0baa\u0bbf\u0bb3\u0bbe\u0b95\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0bb2\u0bbe\u0bae\u0bcd \u0b8e\u0ba9\u0bcd\u0bb1 \u0b9a\u0b9f\u0bcd\u0b9f \u0ba8\u0bbf\u0bb2\u0bc8 [When Bank Can Block the Account]<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0b95\u0b9f\u0ba9\u0bcd \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bbf\u0ba9\u0bcd \u0b95\u0bcb\u0bb0\u0bcd\u0b9f\u0bcd \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bc1 \u0b89\u0bb3\u0bcd\u0bb3\u0ba4\u0bbe?<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u0ba8\u0bc0\u0ba4\u0bbf\u0bae\u0ba9\u0bcd\u0bb1\u0bae\u0bcd (Court) \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bcd\u0b95\u0bc1 \u0b95\u0b9f\u0bcd\u0b9f\u0bbe\u0baf \u0baa\u0bbe\u0b95\u0bcd\u0b95\u0bbf \u0bb5\u0b9a\u0bc2\u0bb2\u0bbf\u0b95\u0bcd\u0b95 \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbf\u0b9f\u0bcd\u0b9f\u0bbe\u0bb2\u0bcd, \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc8 \u0bae\u0bc1\u0b9f\u0b95\u0bcd\u0b95\u0bb2\u0bbe\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b87\u0ba4\u0bc1 Civil Procedure Code (CPC) Order 21, Rule 46-A (Garnishee Order) \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 SARFAESI Act, 2002 \u0bae\u0bc2\u0bb2\u0bae\u0bcd \u0b9a\u0bc6\u0baf\u0bb2\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bb2\u0bbe\u0bae\u0bcd.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>\u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0bb5\u0bbe\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bc8\u0baf\u0bbe\u0bb3\u0bb0\u0bcd \u0b92\u0baa\u0bcd\u0baa\u0bc1\u0ba4\u0bb2\u0bcd \u0b85\u0bb3\u0bbf\u0ba4\u0bcd\u0ba4\u0bc1\u0bb3\u0bcd\u0bb3\u0ba4\u0bbe?<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b9a\u0bbf\u0bb2 \u0b95\u0bb2\u0bcd\u0bb5\u0bbf\u0b95\u0bcd \u0b95\u0b9f\u0ba9\u0bcd \u0b92\u0baa\u0bcd\u0baa\u0ba8\u0bcd\u0ba4\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0bb2\u0bcd \u201cRight to Set-Off\u201d (\u0bae\u0bc0\u0ba4\u0bbf \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bbf\u0bb2\u0bbf\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0baa\u0ba3\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 \u0b95\u0b9f\u0ba9\u0bcd \u0b95\u0b9f\u0bcd\u0b9f\u0bbe\u0baf\u0bae\u0bbe\u0b95 \u0b95\u0bb4\u0bbf\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0b89\u0bb0\u0bbf\u0bae\u0bc8) \u0bb5\u0bb0\u0bc8\u0baf\u0bb1\u0bc1\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bbf\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0bb5\u0bbe\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bc8\u0baf\u0bbe\u0bb3\u0bb0\u0bcd \u0b92\u0baa\u0bcd\u0baa\u0bc1\u0ba4\u0bb2\u0bcd \u0b85\u0bb3\u0bbf\u0ba4\u0bcd\u0ba4\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bbe\u0bb2\u0bcd, \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bbf\u0bb2\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 \u0baa\u0ba3\u0bae\u0bcd \u0baa\u0bbf\u0b9f\u0bbf\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bcd\u0b95\u0bca\u0bb3\u0bcd\u0bb3\u0bb2\u0bbe\u0bae\u0bcd.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">(B) \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0bae\u0bc1\u0bb1\u0bc8\u0baf\u0bbe\u0b95 \u0baa\u0bbf\u0bb3\u0bbe\u0b95\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0baf \u0bae\u0bc1\u0b9f\u0bbf\u0baf\u0bbe\u0ba4 \u0ba8\u0bbf\u0bb2\u0bc8 (When Blocking is Illegal):<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0bae\u0bc1\u0ba9\u0bcd \u0b85\u0bb1\u0bbf\u0bb5\u0bbf\u0baa\u0bcd\u0baa\u0bc1 \u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0bae\u0bb2\u0bcd \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc8 \u0bae\u0bc1\u0b9f\u0b95\u0bcd\u0b95\u0bc1\u0ba4\u0bb2\u0bcd (Without Prior Notice):<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b95\u0b9f\u0ba9\u0bcd \u0ba8\u0bbf\u0bb2\u0bc1\u0bb5\u0bc8\u0baf\u0bbf\u0bb2\u0bcd \u0b87\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bbe\u0bb2\u0bc1\u0bae\u0bcd, \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bcd\u0b95\u0bc1 RBI \u0bb5\u0bbf\u0ba4\u0bbf\u0bae\u0bc1\u0bb1\u0bc8\u0b95\u0bb3\u0bbf\u0ba9\u0bcd\u0baa\u0b9f\u0bbf \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc8 \u0ba4\u0bbe\u0bae\u0bbe\u0b95\u0bb5\u0bc7 \u0bae\u0bc1\u0b9f\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bae\u0bcd \u0b87\u0bb2\u0bcd\u0bb2\u0bc8.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0ba8\u0bc0\u0ba4\u0bbf\u0bae\u0ba9\u0bcd\u0bb1 \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bc1 \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 SARFAESI \u0b9a\u0b9f\u0bcd\u0b9f\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd \u0b95\u0bc0\u0bb4\u0bcd \u0b89\u0bb0\u0bbf\u0baf \u0b9a\u0b9f\u0bcd\u0b9f \u0ba8\u0b9f\u0bb5\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bc8 \u0b8e\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1 \u0bae\u0b9f\u0bcd\u0b9f\u0bc1\u0bae\u0bc7 \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0b9f\u0b95\u0bcd\u0b95 \u0bae\u0bc1\u0b9f\u0bbf\u0baf\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>\u0b89\u0baf\u0bb0\u0bcd\u0ba8\u0bc0\u0ba4\u0bbf\u0bae\u0ba9\u0bcd\u0bb1 \u0ba4\u0bc0\u0bb0\u0bcd\u0baa\u0bcd\u0baa\u0bc1:<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u0bae\u0ba4\u0bcd\u0ba4\u0bbf\u0baf \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0bae\u0bbe\u0ba8\u0bbf\u0bb2 \u0ba8\u0bc1\u0b95\u0bb0\u0bcd\u0bb5\u0bcb\u0bb0\u0bcd \u0b95\u0bcb\u0bb0\u0bcd\u0b9f\u0bcd \u0bb5\u0bb4\u0b95\u0bcd\u0b95\u0bc1\u0b95\u0bb3\u0bbf\u0bb2\u0bcd, \u0bb5\u0bbe\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bc8\u0baf\u0bbe\u0bb3\u0bb0\u0bcd \u0b95\u0bc1\u0bb1\u0bcd\u0bb1\u0bb5\u0bbe\u0bb3\u0bbf\u0baf\u0bbe\u0b95 \u0ba8\u0bbf\u0bb0\u0bc2\u0baa\u0bbf\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bbe\u0bae\u0bb2\u0bcd, \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b9a\u0bc7\u0bae\u0bbf\u0baa\u0bcd\u0baa\u0bc1 \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc8 \u0bae\u0bc1\u0b9f\u0b95\u0bcd\u0b95 \u0bae\u0bc1\u0b9f\u0bbf\u0baf\u0bbe\u0ba4\u0bc1.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li>\u0b87\u0ba4\u0bc1 \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bbe\u0b95 RBI \u0bb5\u0bbf\u0ba4\u0bbf\u0bae\u0bc1\u0bb1\u0bc8\u0b95\u0bb3\u0bcd (RBI Norms) \u0b8e\u0ba9\u0bcd\u0ba9 \u0b9a\u0bca\u0bb2\u0bcd\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba9?<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">RBI&#8217;s Fair Practices Code for Lenders: \u0bb5\u0bbe\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bc8\u0baf\u0bbe\u0bb3\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u0baa\u0ba3\u0bae\u0bcd \u0baa\u0bbf\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0bae\u0bcd \u0bae\u0bc1\u0ba9\u0bcd \u0b89\u0bb0\u0bbf\u0baf \u0ba4\u0b95\u0bb5\u0bb2\u0bcd \u0baa\u0bc6\u0bb1 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Banking Ombudsman Scheme, 2006: \u0bb5\u0bbe\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bc8\u0baf\u0bbe\u0bb3\u0bb0\u0bcd \u0ba8\u0bbf\u0baf\u0bbe\u0baf\u0bae\u0bb1\u0bcd\u0bb1 \u0bae\u0bc1\u0bb1\u0bc8\u0baf\u0bbf\u0bb2\u0bcd \u0b9a\u0bc7\u0bae\u0bbf\u0baa\u0bcd\u0baa\u0bc1 \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0b9f\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bbe\u0bb2\u0bcd, RBI-\u0baf\u0bbf\u0ba9\u0bcd \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b93\u0bae\u0bcd\u0baa\u0bc1\u0b9f\u0bcd\u0bb8\u0bcd\u0bae\u0ba9\u0bbf\u0b9f\u0bae\u0bcd (Banking Ombudsman) \u0baa\u0bc1\u0b95\u0bbe\u0bb0\u0bcd \u0b85\u0bb3\u0bbf\u0b95\u0bcd\u0b95\u0bb2\u0bbe\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Master Circular \u2013 Customer Service in Banks: \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b89\u0bb0\u0bbf\u0baf \u0bae\u0bc1\u0ba9\u0bcd\u0ba9\u0bb1\u0bbf\u0bb5\u0bbf\u0baa\u0bcd\u0baa\u0bc1 (Notice) \u0b95\u0bca\u0b9f\u0bc1\u0b95\u0bcd\u0b95\u0bbe\u0bae\u0bb2\u0bcd, \u0bb5\u0bbe\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bc8\u0baf\u0bbe\u0bb3\u0bb0\u0bcd \u0ba8\u0bbf\u0ba4\u0bbf\u0baf\u0bc8 \u0b95\u0b9f\u0bcd\u0b9f\u0bbe\u0baf\u0bae\u0bbe\u0b95 \u0baa\u0bbf\u0b9f\u0bbf\u0b95\u0bcd\u0b95 \u0bae\u0bc1\u0b9f\u0bbf\u0baf\u0bbe\u0ba4\u0bc1.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li>\u0b9a\u0b9f\u0bcd\u0b9f\u0baa\u0bcd\u0baa\u0b9f\u0bbf \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b9a\u0ba8\u0bcd\u0ba4\u0bc7\u0b95\u0ba4\u0bcd\u0ba4\u0bbf\u0bb1\u0bcd\u0b95\u0bc1 \u0ba4\u0bc0\u0bb0\u0bcd\u0bb5\u0bc1 \u2013 \u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b8e\u0ba9\u0bcd\u0ba9 \u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0bb2\u0bbe\u0bae\u0bcd?<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">(A) \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bbf\u0bb2\u0bcd \u0ba8\u0bc7\u0bb0\u0b9f\u0bbf\u0baf\u0bbe\u0b95 \u0baa\u0bc1\u0b95\u0bbe\u0bb0\u0bcd \u0b85\u0bb3\u0bbf\u0b95\u0bcd\u0b95\u0bb5\u0bc1\u0bae\u0bcd:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bbf\u0ba9\u0bcd \u0bae\u0bc7\u0bb2\u0bbe\u0bb3\u0bb0\u0bcd (Branch Manager) \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0ba8\u0bc1\u0b95\u0bb0\u0bcd\u0bb5\u0bcb\u0bb0\u0bcd \u0b95\u0bc1\u0bb1\u0bc8 \u0ba4\u0bc0\u0bb0\u0bcd\u0baa\u0bcd\u0baa\u0bc1\u0b95\u0bcd \u0b95\u0bc1\u0bb4\u0bc1\u0bb5\u0bc8 (Grievance Redressal Cell) \u0b85\u0ba3\u0bc1\u0b95\u0bb5\u0bc1\u0bae\u0bcd.<\/li>\n\n\n\n<li>\u0baa\u0b95\u0bbf\u0bb0\u0b99\u0bcd\u0b95 \u0b8e\u0bb4\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1 (Written Complaint) \u0b85\u0bb3\u0bbf\u0b95\u0bcd\u0b95\u0bb5\u0bc1\u0bae\u0bcd.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f4cc; \u0bae\u0bc1\u0ba4\u0bb2\u0bbf\u0bb2\u0bcd, \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bbf\u0ba9\u0bcd \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0baa\u0bcd\u0baa\u0bc2\u0bb0\u0bcd\u0bb5 \u0b95\u0bbe\u0bb0\u0ba3\u0bae\u0bcd \u0b8e\u0ba9\u0bcd\u0ba9 \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc8 \u0b8e\u0bb4\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0baa\u0bcd\u0baa\u0bc2\u0bb0\u0bcd\u0bb5\u0bae\u0bbe\u0b95 \u0b95\u0bc7\u0b9f\u0bcd\u0b9f\u0bc1\u0b95\u0bcd\u0b95\u0bca\u0bb3\u0bcd\u0bb3\u0bb5\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">(B) RBI \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b93\u0bae\u0bcd\u0baa\u0bc1\u0b9f\u0bcd\u0bb8\u0bcd\u0bae\u0ba9\u0bbf\u0b9f\u0bae\u0bcd \u0baa\u0bc1\u0b95\u0bbe\u0bb0\u0bcd \u0b85\u0bb3\u0bbf\u0b95\u0bcd\u0b95\u0bb2\u0bbe\u0bae\u0bcd (File a Complaint to RBI Banking Ombudsman):<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0bb5\u0b99\u0bcd\u0b95\u0bbf 30 \u0ba8\u0bbe\u0b9f\u0bcd\u0b95\u0bb3\u0bcd \u0456\u0448\u0456\u043d\u0434\u0435 \u0baa\u0ba4\u0bbf\u0bb2\u0bcd \u0b85\u0bb3\u0bbf\u0b95\u0bcd\u0b95\u0bbe\u0bb5\u0bbf\u0b9f\u0bcd\u0b9f\u0bbe\u0bb2\u0bcd, RBI-\u0baf\u0bbf\u0ba9\u0bcd \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b93\u0bae\u0bcd\u0baa\u0bc1\u0b9f\u0bcd\u0bb8\u0bcd\u0bae\u0ba9\u0bbf\u0b9f\u0bae\u0bcd \u0baa\u0bc1\u0b95\u0bbe\u0bb0\u0bcd (Online Complaint) \u0b85\u0bb3\u0bbf\u0b95\u0bcd\u0b95\u0bb2\u0bbe\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">RBI Ombudsman Complaint Portal: https:\/\/cms.rbi.org.in<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0bae\u0bc0\u0ba4\u0bc1 \u0b89\u0bb0\u0bbf\u0baf \u0ba8\u0b9f\u0bb5\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bc8 \u0b8e\u0b9f\u0bc1\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bc1, \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc8 \u0bae\u0bc0\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd \u0b87\u0baf\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bc1 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">(C) \u0ba8\u0bc0\u0ba4\u0bbf\u0bae\u0ba9\u0bcd\u0bb1 \u0bb5\u0bb4\u0bbf\u0bae\u0bc1\u0bb1\u0bc8\u0b95\u0bb3\u0bcd \u2013 High Court Writ Petition:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc8 \u0bae\u0bc1\u0bb1\u0bc8\u0baf\u0bb1\u0bcd\u0bb1 \u0bae\u0bc1\u0bb1\u0bc8\u0baf\u0bbf\u0bb2\u0bcd \u0bae\u0bc1\u0b9f\u0b95\u0bcd\u0b95\u0bbf\u0baf\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bbe\u0bb2\u0bcd, \u0b89\u0baf\u0bb0\u0bcd\u0ba8\u0bc0\u0ba4\u0bbf\u0bae\u0ba9\u0bcd\u0bb1\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd (High Court) Writ Petition (Mandamus) \u0bae\u0ba9\u0bc1 \u0ba4\u0bbe\u0b95\u0bcd\u0b95\u0bb2\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0bb2\u0bbe\u0bae\u0bcd.<\/li>\n\n\n\n<li>\u0b95\u0bca\u0bb2\u0bcd\u0b95\u0ba4\u0bcd\u0ba4\u0bbe \u0b89\u0baf\u0bb0\u0bcd\u0ba8\u0bc0\u0ba4\u0bbf\u0bae\u0ba9\u0bcd\u0bb1\u0bae\u0bcd (Calcutta HC) \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b9a\u0bc6\u0ba9\u0bcd\u0ba9\u0bc8 \u0b89\u0baf\u0bb0\u0bcd\u0ba8\u0bc0\u0ba4\u0bbf\u0bae\u0ba9\u0bcd\u0bb1\u0bae\u0bcd (Madras HC) \u0bb5\u0bb4\u0b95\u0bcd\u0b95\u0bc1\u0b95\u0bb3\u0bbf\u0ba9\u0bcd\u0baa\u0b9f\u0bbf, \u0bb5\u0bbe\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bc8\u0baf\u0bbe\u0bb3\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0ba9\u0bcd\u0ba9\u0bb1\u0bbf\u0bb5\u0bbf\u0baa\u0bcd\u0baa\u0bc1 \u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0bae\u0bb2\u0bcd \u0b9a\u0bc7\u0bae\u0bbf\u0baa\u0bcd\u0baa\u0bc1 \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc8 \u0bae\u0bc1\u0b9f\u0b95\u0bcd\u0b95\u0bc1\u0bb5\u0ba4\u0bc1 \u0b9a\u0b9f\u0bcd\u0b9f \u0bb5\u0bbf\u0bb0\u0bcb\u0ba4\u0bae\u0bcd.<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li>\u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0baa\u0bb0\u0bbf\u0ba8\u0bcd\u0ba4\u0bc1\u0bb0\u0bc8 \u2013 \u0b8e\u0ba9\u0bcd\u0ba9 \u0b9a\u0bc6\u0baf\u0bcd\u0baf \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd?<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; Step 1: \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bbf\u0bb2\u0bcd \u0b8e\u0bb4\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0baa\u0bcd\u0baa\u0bc2\u0bb0\u0bcd\u0bb5 \u0baa\u0bc1\u0b95\u0bbe\u0bb0\u0bcd \u0b85\u0bb3\u0bbf\u0b95\u0bcd\u0b95\u0bb5\u0bc1\u0bae\u0bcd.<br>&#x2705; Step 2: \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0baa\u0ba4\u0bbf\u0bb2\u0bcd \u0b85\u0bb3\u0bbf\u0b95\u0bcd\u0b95\u0bbe\u0bb5\u0bbf\u0b9f\u0bcd\u0b9f\u0bbe\u0bb2\u0bcd, RBI \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b93\u0bae\u0bcd\u0baa\u0bc1\u0b9f\u0bcd\u0bb8\u0bcd\u0bae\u0ba9\u0bbf\u0b9f\u0bae\u0bcd \u0baa\u0bc1\u0b95\u0bbe\u0bb0\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0bb5\u0bc1\u0bae\u0bcd.<br>&#x2705; Step 3: \u0b89\u0baf\u0bb0\u0bcd\u0ba8\u0bc0\u0ba4\u0bbf\u0bae\u0ba9\u0bcd\u0bb1\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0bb5\u0bb4\u0b95\u0bcd\u0b95\u0bc1 \u0ba4\u0bca\u0b9f\u0bb0\u0bb2\u0bbe\u0bae\u0bcd (Writ Petition).<br>&#x2705; Step 4: \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b95\u0bb2\u0bcd\u0bb5\u0bbf\u0b95\u0bcd \u0b95\u0b9f\u0ba9\u0bc8 \u0bae\u0bb1\u0bc1\u0b9a\u0bc0\u0bb0\u0bae\u0bc8\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bcd (Restructuring) \u0b95\u0b9f\u0bcd\u0b9f \u0bae\u0bc1\u0b9f\u0bbf\u0baf\u0bc1\u0bae\u0bbe \u0b8e\u0ba9 \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bc1\u0b9f\u0ba9\u0bcd \u0baa\u0bc7\u0b9a\u0bb5\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ol start=\"6\" class=\"wp-block-list\">\n<li>\u0b9a\u0bc1\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bae\u0bbe\u0b95 \u2013 \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b95\u0bc7\u0bb3\u0bcd\u0bb5\u0bbf\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0baa\u0ba4\u0bbf\u0bb2\u0bcd:<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f539; \u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b8e\u0ba8\u0bcd\u0ba4 \u0bb5\u0bb4\u0bbf\u0baf\u0bc8 \u0ba4\u0bc7\u0bb0\u0bcd\u0bb5\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0b95\u0bbf\u0bb1\u0bc0\u0bb0\u0bcd\u0b95\u0bb3\u0bcd?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0bae\u0bc7\u0bb2\u0bbe\u0ba3\u0bcd\u0bae\u0bc8\u0baf\u0bbf\u0b9f\u0bae\u0bcd \u0baa\u0bc7\u0b9a\u0bbf \u0ba4\u0bc0\u0bb0\u0bcd\u0bb5\u0bc1 \u0b95\u0bbe\u0ba3 \u0bae\u0bc1\u0baf\u0bb1\u0bcd\u0b9a\u0bbf\u0b95\u0bcd\u0b95\u0bbf\u0bb1\u0bc0\u0bb0\u0bcd\u0b95\u0bb3\u0bbe?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">RBI-\u0baf\u0bbf\u0bb2\u0bcd \u0baa\u0bc1\u0b95\u0bbe\u0bb0\u0bcd \u0b85\u0bb3\u0bbf\u0b95\u0bcd\u0b95 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bbe?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b89\u0baf\u0bb0\u0bcd\u0ba8\u0bc0\u0ba4\u0bbf\u0bae\u0ba9\u0bcd\u0bb1\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0bb5\u0bb4\u0b95\u0bcd\u0b95\u0bc1 \u0ba4\u0bca\u0b9f\u0bb0 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bbe?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f4cc; \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bae\u0bc1\u0b9f\u0bbf\u0bb5\u0bc8 \u0b9a\u0bca\u0bb2\u0bcd\u0bb2\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd, \u0b85\u0ba4\u0bb1\u0bcd\u0b95\u0bc7\u0bb1\u0bcd\u0baa \u0b89\u0ba4\u0bb5\u0bc1\u0b95\u0bbf\u0bb1\u0bc7\u0ba9\u0bcd!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b9a\u0bc7\u0bae\u0bbf\u0baa\u0bcd\u0baa\u0bc1 \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc1 (Savings Account) \u0baa\u0bbf\u0bb3\u0bbe\u0b95\u0bcd \u0bb5\u0b99\u0bcd\u0b95\u0bbf, \u0b95\u0bb2\u0bcd\u0bb5\u0bbf\u0b95\u0bcd \u0b95\u0b9f\u0ba9\u0bcd \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4\u0bb5\u0bbf\u0bb2\u0bcd\u0bb2\u0bc8 \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bb1\u0bcd\u0b95\u0bbe\u0b95 \u0b9a\u0bc7\u0bae\u0bbf\u0baa\u0bcd\u0baa\u0bc1 \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc8 Savings Account \u0baa\u0bbf\u0bb3\u0bbe\u0b95\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0ba4\u0ba4\u0bc1 \u0b9a\u0b9f\u0bcd\u0b9f\u0baa\u0bc2\u0bb0\u0bcd\u0bb5\u0bae\u0bbe? \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc8 \u0bb5\u0bbf\u0bb3\u0b95\u0bcd\u0b95\u0bae\u0bbe\u0b95 \u0baa\u0bbe\u0bb0\u0bcd\u0baa\u0bcd\u0baa\u0bcb\u0bae\u0bcd. \u0bb5\u0b99\u0bcd\u0b95\u0bbf, R B I \u0bb5\u0bbf\u0ba4\u0bbf\u0bae\u0bc1\u0bb1\u0bc8\u0b95\u0bb3\u0bcd \u0b85\u0ba4\u0bbe\u0bb5\u0ba4\u0bc1 RBI Guidelines \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b9a\u0b9f\u0bcd\u0b9f \u0bb5\u0bbf\u0ba4\u0bbf\u0b95\u0bb3\u0bcd \u0baa\u0b9f\u0bbf, \u0b92\u0bb0\u0bc1 \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc8 \u0bae\u0bc1\u0ba9\u0bcd \u0b85\u0bb1\u0bbf\u0bb5\u0bbf\u0baa\u0bcd\u0baa\u0bc1 \u0b87\u0ba9\u0bcd\u0bb1\u0bbf \u0baa\u0bbf\u0bb3\u0bbe\u0b95\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0baf \u0bae\u0bc1\u0b9f\u0bbf\u0baf\u0bbe\u0ba4\u0bc1. \u0baa\u0bc7\u0bb2\u0ba9\u0bcd\u0bb8\u0bcd \u0b9a\u0bbe\u0bb0\u0bcd\u0ba8\u0bcd\u0ba4 \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0b9f\u0b95\u0bcd\u0b95\u0bae\u0bcd \u0b85\u0ba4\u0bbe\u0bb5\u0ba4\u0bc1 Freezing of Bank Account \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bbe\u0ba9 \u0bae\u0bc1\u0b95\u0bcd\u0b95\u0bbf\u0baf \u0bb5\u0bbf\u0ba4\u0bbf\u0b95\u0bb3\u0bcd: R [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[481],"tags":[],"class_list":["post-14798","post","type-post","status-publish","format-standard","hentry","category-481"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/service-public.in\/index.php?rest_route=\/wp\/v2\/posts\/14798","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/service-public.in\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/service-public.in\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/service-public.in\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/service-public.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14798"}],"version-history":[{"count":1,"href":"https:\/\/service-public.in\/index.php?rest_route=\/wp\/v2\/posts\/14798\/revisions"}],"predecessor-version":[{"id":14799,"href":"https:\/\/service-public.in\/index.php?rest_route=\/wp\/v2\/posts\/14798\/revisions\/14799"}],"wp:attachment":[{"href":"https:\/\/service-public.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14798"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/service-public.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=14798"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/service-public.in\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=14798"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}